Guest alex Posted October 16, 2006 Share Posted October 16, 2006 Gemmill said: alex said: If you want my opinion, tell people what happened and buy them something small. Getting into financial difficulty or selling stuff for Xmas presents is just daft in my opinion. I'm sure people will understand your predicament and I would hate one of my friends or relatives to buy my presents they couldn't afford. Debt is the TRUE spirit of Christmas! Aye, it is. It's also fucking stupid though, wouldn't you agree? Being loaded though, I don't care Link to comment Share on other sites More sharing options...
Meenzer 16928 Posted October 16, 2006 Share Posted October 16, 2006 Like people have been saying, make it something that's personal, thoughtful or funny and it'll be appreciated just the same as something more expensive. Well, almost as much. Link to comment Share on other sites More sharing options...
Guest alex Posted October 16, 2006 Share Posted October 16, 2006 Radgina said: Gemmill said: Sima said: Gemmill said: I was taking her claims of being a credit risk not entirely seriously. Still worth applying though, if you're already a credit risk it's not gonna hurt your rating to have a knockback on your record. It does. I know it does. But if you've already got a bad rating, the effect of a knockback will be minimal. My point is that it doesn't hurt (much) to try. Thanks everyone for the suggestions I think I will go along the small token present route and just advise everyone of the situation....shit happens If you come to the piss-up, I'll buy you a drink Link to comment Share on other sites More sharing options...
Guest Patrokles Posted October 16, 2006 Share Posted October 16, 2006 If you have lots of photos of someone and you/good times you had, just go for the thoughtful collage option. Link to comment Share on other sites More sharing options...
Radgina 1 Posted October 16, 2006 Author Share Posted October 16, 2006 alex said: Radgina said: Gemmill said: Sima said: Gemmill said: I was taking her claims of being a credit risk not entirely seriously. Still worth applying though, if you're already a credit risk it's not gonna hurt your rating to have a knockback on your record. It does. I know it does. But if you've already got a bad rating, the effect of a knockback will be minimal. My point is that it doesn't hurt (much) to try. Thanks everyone for the suggestions I think I will go along the small token present route and just advise everyone of the situation....shit happens If you come to the piss-up, I'll buy you a drink Link to comment Share on other sites More sharing options...
Radgina 1 Posted October 16, 2006 Author Share Posted October 16, 2006 Patrokles said: If you have lots of photos of someone and you/good times you had, just go for the thoughtful collage option. I did that very thing for a mate of mine who left work a couple of weeks ago Link to comment Share on other sites More sharing options...
Guest Patrokles Posted October 16, 2006 Share Posted October 16, 2006 Radgina said: Patrokles said: If you have lots of photos of someone and you/good times you had, just go for the thoughtful collage option. I did that very thing for a mate of mine who left work a couple of weeks ago Great minds and all that. Link to comment Share on other sites More sharing options...
Tooj 17 Posted October 16, 2006 Share Posted October 16, 2006 Sorry to hear that Radgie. Link to comment Share on other sites More sharing options...
bobbyshinton 81 Posted October 16, 2006 Share Posted October 16, 2006 Radgina said: Anyone know of any loan companies who will take on a bad credit risk .... I'm here Link to comment Share on other sites More sharing options...
Sima 0 Posted October 16, 2006 Share Posted October 16, 2006 alex said: If you come to the piss-up, I'll buy you a drink Roofycolada? Link to comment Share on other sites More sharing options...
Happy Face 29 Posted October 16, 2006 Share Posted October 16, 2006 bobbyshinton said: Radgina said: Anyone know of any loan companies who will take on a bad credit risk .... I'm here I see Carol Vorderman is still doing adverts for secured loans, the vile bitch. Sort it out Carol. Register your disgust Link to comment Share on other sites More sharing options...
Guest alex Posted October 16, 2006 Share Posted October 16, 2006 Sima said: alex said: If you come to the piss-up, I'll buy you a drink Roofycolada? Don't judge people by your own standards Link to comment Share on other sites More sharing options...
ChezGiven 0 Posted October 16, 2006 Share Posted October 16, 2006 alex said: Sima said: alex said: If you come to the piss-up, I'll buy you a drink Roofycolada? Don't judge people by your own standards Is a what??? Link to comment Share on other sites More sharing options...
Sima 0 Posted October 16, 2006 Share Posted October 16, 2006 If there was someone that I knew that winked as much as you do I wouldn't trust him as far as I could throw him. Either that or there's something in his eye tbh. Link to comment Share on other sites More sharing options...
Guest alex Posted October 16, 2006 Share Posted October 16, 2006 Sima said: If there was someone that I knew that winked as much as you do I wouldn't trust him as far as I could throw him. Either that or there's something in his eye tbh. I'm crushed Sima, I live for your approval Link to comment Share on other sites More sharing options...
Sima 0 Posted October 16, 2006 Share Posted October 16, 2006 Link to comment Share on other sites More sharing options...
Mark 0 Posted October 16, 2006 Share Posted October 16, 2006 I'll lend you money if you want, 20% interest. I think thats a fair offer? Link to comment Share on other sites More sharing options...
peasepud 59 Posted October 16, 2006 Share Posted October 16, 2006 Just heard about this earlier on, at work theres a shitload of people who have been saving all year through this and are now buggered. Luckily I work on the "fuck it I'll blow what I can on Christmas eve principle" Link to comment Share on other sites More sharing options...
Jusoda Kid 1 Posted October 16, 2006 Share Posted October 16, 2006 Radg, It's not Park by any chance, wor lass usually saves with them but hasn't bothered this year with her being on maternity. Link to comment Share on other sites More sharing options...
Gemmill 53686 Posted October 16, 2006 Share Posted October 16, 2006 Farepak or something. It's on the BBC National News on now. Some poor old grandma who's been saving for all of her family is on. Canny shit like. Link to comment Share on other sites More sharing options...
Rob W 0 Posted October 16, 2006 Share Posted October 16, 2006 they've just been on the radio - looks bad - you'll only get a few pence in the pound back "eventually" Link to comment Share on other sites More sharing options...
Guest Patrokles Posted October 16, 2006 Share Posted October 16, 2006 I should set up my own company and sell things to people that are worth money when redeemed, then declare myself bankrupt and RAKE IN THE CASH. Link to comment Share on other sites More sharing options...
Radgina 1 Posted October 16, 2006 Author Share Posted October 16, 2006 Rob W said: they've just been on the radio - looks bad - you'll only get a few pence in the pound back "eventually" shite.... just caught it on the news.... Link to comment Share on other sites More sharing options...
rikko 38 Posted October 16, 2006 Share Posted October 16, 2006 Thats proper bad luck. Shame as there is pretty much nowt you can do about it too. Link to comment Share on other sites More sharing options...
Renton 24816 Posted October 16, 2006 Share Posted October 16, 2006 Happy Face said: bobbyshinton said: Radgina said: Anyone know of any loan companies who will take on a bad credit risk .... I'm here I see Carol Vorderman is still doing adverts for secured loans, the vile bitch. Sort it out Carol. Register your disgust Vorderman has to be the most greedy, unscrupulous cow ever. Link to comment Share on other sites More sharing options...
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