Toonpack

I totally agree with Chez, he's right. Trust a Scotchie to be thick

Whitley's demise started with the Metro and the ease of access it gave to townies (jumping through non existent barriers, without paying their fare, I might add), familiarity breeds contempt, townies or rather Scotchies (as we coasties called them) started to think they belonged in Whitley and so spent more and more time there, wondering at such marvels as the sea and sand and proper football pitches, available to all. Thus sadly dragging Whitley down. (I haven't mentioned the tennis courts as I would guess Scotchies would not know what they were).

They are all despicable cathwords, hate them all.

Word usage angst Anyway the thought that the nice folks of the coast would want to align themselves with anything "town" is laughable, our disdain starts to rise as you progress along the river from Tynemouth, getting greater and greater with each passing, progressively worse example of Scotchie-ville's from Shields to Blaydon. Stick to kicking your Netto economy-beans tin around your back lane (mind the dogshit!) and leave thoughts of our wide open spaces and beaches to us.

A lass from Holywell (which never in a million years is "the coast") said it was uncommon, Chez from the coast, me from the coast, my lads from the coast all have heard it used commonly. Would reckon it originated at the coast tbh, Metro opened 1980, easy for town kids to jump it (you couldn't jump the train easily) and get to the coast and was a word likely used to describe the scruffy interlopers.

I'm from the coast and my lads (both now mid 20's) always used to call them Scotchie's when younger (a lot younger) "Not going to the park on Churchill as so and so says it's full of Scotchies", "was a load of Scotchies at the station" etc. Charva's a comparatively recent term I reckon, never heard it until a few years ago (a good few years - but you know what I mean) I used the term when I worked down Ipswich some 10 years or so ago and they hadn't a clue what I was on about, they called the equivalent social class pikey's. "Charva!, what's a charva?" - explained and they'd say "Oh you mean pikeys".

Huge PR opportunity for Wonga, let the muslim lads play without the logo, they'll stick out like a sore thumb amongst the other running about advertising hoardings, and all the talk will be about what's not there as opposed to the blithe acceptance/ignoring of logo's on strips. Oh Aye - and remove the arm patches whilst they're on.

Despite the fact that these vulnerable North Easterners even in their direst moments are inestimably better off than said slave labourers, unreal!!! Hypocrisy rules

Nah just ask him what the working conditions of the folk who made his favourite trainers are like

If you care about morality, why follow a sport where the stars are paid, by any measure, obscene amounts. surely £20k a week is more than enough, what's left could be given to the poor. Morality and football not in the same hotel let alone in the same bed. Stupid iPad !!! Re the pound nonsense

Absolutely spot on. Btw In what sort of establishment, and where, does Mr Baker get his shit made ??

And THAT is the sad truth of the matter, work all your life, pay your dues and when you need help don't dare ask. When the organisations who "should" help don't, is there any wonder that other organisations are there to "fill the gap" and make a wedge doing it.

Alternatively it says lots about the world and the sorts of companies that are thriving (loans, bookies, booze) and that have loads of cash to splash on sponsorship.

But the point is Stevie so are just about every other succesfull money making enterprise. Sweatshops, Prisons to payday loans Nike, Emirates to Wonga.

Only to those who look for them.

Number one example - requesting and/or paying a DD early breaks BACS rules, banks cannot do it. IF they did they broke the rules. Also how could Wonga empty his account ?? seriously. Number two example - banks run their debits before they run their credits at start of day, a payment requested at 6.00 a.m. is irrelevant it will have been processed for payment the next day by the payee and the time of the debit transaction will have been "stamped" by the banks clearing system. The debits before credits is a great scam for the High Street banks btw because even if you paid in money before banking hours started to cover a debit coming out they'd still refuse the debit, hit you with a refused DD charge and THEN process the credits - they all do it and I wonder why ???. Look for complaints about high street banks Parky, you'll find as many.

Tidied

Not at all, please feel free to repudiate what I've stated, with facts, and I'll listen. Fail to see what it is I've said that's inflamatory in any way tbh

Utter rubbish, they impose charges with impunity and when you do need help they tell you to do one, irrespective of any years of history you may have had of being a "good customer". Many years ago I was deep in the crap (involved in litigation as the plaintiff, which I eventually won - YAY!!) and I have seen the "caring side" of banks and other organisations first hand. What percentage of Wonga customers use roll-over from other similar lenders compared to customers who may use them as a short term bridging service. If you can't provide the facts it's just supposition on your part and my question remains: where's the pressure come from that creates the need to bridge ??

And who creates the pressure where they need to do that ?? Why did credit card companies, regularly and unrequited increase customer credit limits and get folks to transfer balances etc etc. How can high street banks authorise a debit card transaction that puts someone £1.75 overdrawn and then charge them £30 unauthorised overdraft fee, debited immediately, to the account (as happened to my son a couple of years ago). btw when he challenged it the local bank blokey he said there was nowt he could do and he should consider himself lucky as there was another customer who'd been out of the country for 3 months who'd miscalculated and her bank charge bill had hit the account and put her O/D and he was trying (without luck so far) to get "head office" to agree to waive the several hundred pounds in charges that had rolled in.

Spot on ... and other organisations like the Rock

Well, that was informative. No answer, so resorts to swearing, how splendid.

How so? please illuminate me (if it doesn't involve aliens)

Check out my post above, APR is just not relevant, these are short term loans (31 days max)

They provide a service to people who appreciate it: From the comments in the link PL posted: "There is nothing immoral about Wonga or any similar company. Their terms are clearly expressed and they are there for exactly what they say, a short term loan. if people need a longer term loan then they are stupid to use Wonga or the like for this. I have used them a number of times between pay days and am more than happy with service provided they did exactly as they said and all fees were clear from the beginning. Instead of calling these type of companies immoral, how about turning it round and putting pressure on the people who take out loans knowing they cannot afford them rather than attacking perfectly legitimate companies".