Tdansmith

Never seen that before, if it's correct...fuck in hell !

Aye, every fucking year the BBC show it again and again, it's like Hereford knocking us out is the only FA Cup upset ever !

That would depend on your age, the closer you are to retirement the more you should put in. I wish i started pension saving when i first started working. I now think of pension savings like saving for a holiday, most people save like crazy for a holiday that lasts 2 weeks of the year. When you retire it's the rest of your life on holiday

You should get a yearly statement from them, but they can only give you projected figures. Maybe you should get in touch with the company who look after the funds etc. My company scheme is with Scottish Widows and they're very helpful. The trouble with pensions is often the rules change, like in 2015 the rule regarding "frozen pensions" changed you can now take money as a lump sum ( taxable of course) from them if you are 55 or over. Also the rules about how much you pay in to your scheme have only just changed this january, it's now going to be on "actual earnings" every week/month rather than an average. This is good because if you work more overtime you put more into the fund but the company match it ( 5.5% again) The rules about "auto enrolment" have also changed, you can't ask your company to opt out of this, you now have to go on the government web site to do this. I would recommend anyone who is in the People's Pension to opt out and join a company scheme if the company has one because the company add to it where as the People's Pension it's just your money. And also the life assurance in the PP is only 5 grand most company schemes are 4 times your salary.

My company pension matches what i put into it ( up to 5.5%) Most advisors would recommend you save between 10-15% of your income i assume that includes what a company puts in.

Try this pension calculator https://www.ageuk.org.uk/information-advice/money-legal/pensions/pension-calculator/

Oh Shit ! How many times will the fuckers show that Hereford goal ?

Ben Arfa off to play in La Liga I can't believe he hasn't had a club since leaving Rennes in the summer https://www.bbc.co.uk/sport/football/51279311 His new club is owned by Ronaldo..the fat Ronaldo..obviously

From NUFC.com ...However, our Desert Mag reports that the tales have so far not made it into either of the two English language newspapers in Saudi - which seems a little odd....

We have FA Cup 5th round history with WBA away https://www.youtube.com/watch?v=rzwTC00ByAI

Boing boing out we go

Chelsea will be happy with Shrewsbury at home

He's not even going to the replay.

The trouble with taking her head off is, 'em. Well, as meat loaf said two out of three ain't bad.

I don't see the point in you continuing to make on you are a Newcastle fan when everyone here knows that you are a mackem troll.

I thought you went out in the second round

He's starting to look and sound nervous already, he's even starting to develop a Carver lick of the lips.

After the shit show that was Newcastle United V Oxford at least we have the take over to look forward to...

Numnuts.. Frustrated, disappointed. Upset. From the first minute to last we were never good enough in possession, the way we gave the ball away and our demeanour wasn’t right. We made it difficult for ourselves the way we turned the ball over and the amount of mistakes we made was ridicullus. We’re still in the hat and that’s what we’ve got to look forward. We couldn’t be as bad as we were today.

Free hot dogs plan worked, lots of buns on seats.

Joelinton needs to know what a goal actually looks like

"more points than Rafa..blah blah blah" It's got to be a matter of time before the media/pundits etc say how shit he is

Come on Ox

Joelinton has found his level...row Z

Atsu is on