Dr Gloom 26304 Posted November 27 Share Posted November 27 11 minutes ago, scoobos said: I've a spare bedroom in my mini mansion you can have for 600 a month if you want? I wont let you shit in the bathroom though, there's a pub just up the top of the street you can use for that. a sitters only loo, is it? good lad 1 Link to comment Share on other sites More sharing options...
Renton 27739 Posted November 27 Share Posted November 27 18 minutes ago, Toonpack said: Not at all, everyone does, and has done since time immemorial, some just don't incessantly whine about it. It's a politics thread. The intergenerational wealth divide and voting patterns couldn't be much more pivotal to this. If you don't like it, quit getting sucked in. Plus, the original winger that triggered this was Wykiki's boomer mate. 👍 Link to comment Share on other sites More sharing options...
Toonpack 15506 Posted November 27 Share Posted November 27 1 hour ago, scoobos said: I feel bad about the boomers thing for people in that bracket who legitimately didn't support and vote for Thatcher and 10 years of Tories. Very good post, I just wanted to extract/highlight this bit as it basically encompasses the majority of Northern England boomers. The boomers in question who did support Thatcher/were Tories over years are the ones living in the £2 Million houses in Richmond upon Thames and the like. It's actually a southern England problem, in the main. I know of none of my peers who ever religiously voted for a Tory no matter where in the country they ended up. See also Brexity cunts. 1 Link to comment Share on other sites More sharing options...
scoobos 386 Posted November 27 Share Posted November 27 15 minutes ago, Craig said: I've seen mortgage illustrations suggest my salary would permit a mortgage of around £450K with repayments below what I'm paying in rent if only I could string a deposit together. This is the thing isn't it. Back in the day - you'd have to go and speak with the manager and him know your family - but you'd get a mortgage if you had a job and secured the house against it. It seems utterly illogical to me , that your current rent outgoings dont "prove" you can make mortgage repayments that are less than or equal to it. Again, overseas - but it seems better that you can either get a personal loan for the deposit with a guarantor - or we have some kind of mechanism for people who pay more in rent they'd pay in a mortgage to get one! Link to comment Share on other sites More sharing options...
Toonpack 15506 Posted November 27 Share Posted November 27 Just now, Renton said: It's a politics thread. The intergenerational wealth divide and voting patterns couldn't be much more pivotal to this. If you don't like it, quit getting sucked in. Plus, the original winger that triggered this was Wykiki's boomer mate. 👍 No, it was you who brought me into it. The original winger was possibly Stanley Mathews btw. Link to comment Share on other sites More sharing options...
Renton 27739 Posted November 27 Share Posted November 27 Just now, Toonpack said: No, it was you who brought me into it. The original winger was possibly Stanley Mathews btw. I mentioned you with a safety wink and you couldn't resist bringing up maternity leave and childhood mortality! Bygones mate. But generational issues will always be a big part of this thread. Link to comment Share on other sites More sharing options...
Toonpack 15506 Posted November 27 Share Posted November 27 Just now, Renton said: I mentioned you with a safety wink and you couldn't resist bringing up maternity leave and childhood mortality! Bygones mate. But generational issues will always be a big part of this thread. But they shouldn't be, the problems exist, arguing about why is a waste of breath, it's the fixing of them that's the issue and I see no government (anywhere) prepared to even try. Link to comment Share on other sites More sharing options...
Renton 27739 Posted November 27 Share Posted November 27 10 minutes ago, Toonpack said: Very good post, I just wanted to extract/highlight this bit as it basically encompasses the majority of Northern England boomers. The boomers in question who did support Thatcher/were Tories over years are the ones living in the £2 Million houses in Richmond upon Thames and the like. It's actually a southern England problem, in the main. I know of none of my peers who ever religiously voted for a Tory no matter where in the country they ended up. See also Brexity cunts. Funnily enough Tynemouth was tory for years under Thatcher. Been solid Labour ever since. Also Midlanders were a big factor. Now those same Northern areas are turning to Reform of course. People voting for their own peeceived self interest whether it's true or not. It hardly ever is when it comes to the right, not in the long term anyway. 3 Link to comment Share on other sites More sharing options...
Renton 27739 Posted November 27 Share Posted November 27 3 minutes ago, Toonpack said: But they shouldn't be, the problems exist, arguing about why is a waste of breath, it's the fixing of them that's the issue and I see no government (anywhere) prepared to even try. Part of it is addressing perceptions. Wykikis mate thinks he's earned his pension. He hasn't. I wish at least at that very basic level people understood this. There are projections that by 2050 there will be more retired people in South Korea than workers. The same issues exist here to a lesser extent. Yeah, it needs addressing, but people don't want to talk about it do they? Link to comment Share on other sites More sharing options...
Renton 27739 Posted November 27 Share Posted November 27 58 minutes ago, scoobos said: I'm hoping they'll sneak a couple of restorations in , in each budget - they committed to making budgets annual - if that's the case (hopefully no war!) then they've got another 2 budgets left at least. I'd like to see some more done to try and combat all these multinationals who use shell companies in tax havens for profits and UK companies for losses - in my view this is why the Employers NI increase had to be made. Amazon can pretend that its shipping stuff from Amazon S.A.R.L to you at 10am the next morning when you order at 9pm the day before and put that sale through luxembourg - but they can't disguise the fact they are hiring UK employees due to the legal need for NI numbers etc . It is the only way to try get revenue out of the multinationals and get away from HMRC making "case based" deals with these companies. IF , just IF amazon, vodafone, 3, EE etc had to pay corporation tax at 20% on UK profits (with all sales being properly registered through a UK entity - and no overseas losses allowed through the UK entity) we'd make billions. We've taken this country to a point where I think people legitimately believe that any operating cost (be it genuine tax, a fine, or any regulatory cost) - should be passed onto customers. We need to get back to the shit we had in the 90's - it was still shit, but at least then companies used to think "if we pollute we get fined 4% but profit is 5% so we'll still make 1% profit by doing x" Now its "if we get fined 4% we've no choice but pass that cost onto the consumer" Thats what neoliberal politics, social media and the complete collapse of any Anti Monopoly rules has done. Christ, 3 years ago we had energy companies saying that costs had gone up so they had to increase energy prices by >10% and what did our governments do? They took money out of the public purse and gave it straight to the energy companies and private sector. I mean seriously, how do they get away with it? You either believe in market forces / neoliberalism, or you don't. It completely breaks the law of supply and demand. Those companies also went on to make record profits - same as most multinationals right now in the UK. And no.. other countries DONT do this and the companies DONT leave the market - ANY profit is viable. Canada wont allow the import of goods it cannot recycle into certain provinces. Prince Edward island doesnt take plastic bottles at all , coca cola didnt exit the market, they supply glass bottles. But like the Labour party of today. in my opinion it isnt a matter of strength it's a matter of media ownership, the Nudge Unit going private, Meta's rise , algorithm and fact checking removal - the media , the oligarchs , russia / china are laughing at how malleable we've been. (what im trying to say is that if they tried to enact any true policies so early in their term, then the screw would be turned so tight they couldn't win another, because the public opinion majority is now fairly easy to manipulate by the elite who don't want regulation, or seek to divide and conquer our international and domestic influence) I do think though, that internet and social media makes it look far worse than it is - the majority of people in my social circles are not greedy and want taxes to at least move half way back to where they were with Thatcher . Business owners used to want legacy and to leave legacy behind (Henry Ford even in America) - now its become trying to get into a position of "the sovereign individual" (cheers Lord Mogg you odious elitist) Edit .. lol what a rant.. all my opinion , but I like to think some of it is accurate at least. I lived with and had friends that are multi millionaires and they all find it stressful and want to be able to take back a bit of control. In most countries its illegal for a CEO of a PLC to do anything philantrophic with their companies - it has to come out of their own pocket because business profits "isn't their money , its the shareholders" . In the USA the only way you can do anything charitable legally, is if you can justify that it will in some way increase profits (e.g. its good advertising) I've read - no idea if this is true or not mind - that the main issue with UK debt is it's foreign owned. Other countries have worse GDP debt ratios but the debt (bonds) is mainly domestic so isn't as big an issue. They pay less interest than us, even France, who have an out of control welfare state. This will all be down to Thatcher at some point I guess. Link to comment Share on other sites More sharing options...
Craig 12319 Posted November 27 Share Posted November 27 23 minutes ago, scoobos said: Back in the day - you'd have to go and speak with the manager and him know your family - but you'd get a mortgage if you had a job and secured the house against it. Actually my old man was a building society manager and this was indeed part of the application process - getting to know the individuals and making an informed decision on whether it was right to provide them a mortgage - it wasn't just about numbers on a spreadsheet. Conversely, he refused to grant mortgages to people he felt were at risk of falling into repossession territory - he didn't want to be the bloke who'd given them the means to make a family, and in particular, kids homeless. Of course, come the late 80s/early 90s it was all about as selling as many mortgages as they could irrespective of individual risk and because he was a man of principle who refuse to jump on the cunt train, they found a way to dispense of his services after 29 years Link to comment Share on other sites More sharing options...
Toonpack 15506 Posted November 27 Share Posted November 27 4 minutes ago, Renton said: Part of it is addressing perceptions. Wykikis mate thinks he's earned his pension. He hasn't. I wish at least at that very basic level people understood this. There are projections that by 2050 there will be more retired people in South Korea than workers. The same issues exist here to a lesser extent. Yeah, it needs addressing, but people don't want to talk about it do they? I know there's a problem and that many do not understand it, but it's not worth talking/fighting about why it's like that, the situation is and exists, how's it fixable is what needs the discussion. With regards to "earning your pension" I personally think that if you've contributed to the economy for 35+ years you actually should be entitled to something when you get old (now and in the future). Yeah it's unsustainable but the question should be "why is it unsustainable and how do we make it so for the benefit of everyone". When I was in my boomer pomp, millionaires were the top of the tree with a smattering of multi-millionaires (usually Dukes etc. with the odd captain of industry), billionaires were unheard of, now there's hundreds if not thousands of the cunts and they have an iron grip on political discourse globally (and the media). There's the bollocks that is trickle down economics, which doesn't exist, raging torrent up economics most certainly does. I believe in UBI, initial cost would be mental, but every trial has shown significant benefits to economies because the poor (normal people) spend their money energising an economy, it's the rich who hoard theirs. Philosophically I have no comprehension why anyone would want to be a billionaire and have more money than they could ever spend in several lifetimes. 3 Link to comment Share on other sites More sharing options...
Renton 27739 Posted November 27 Share Posted November 27 (edited) Not going to disagree on that. There's a reason 85% of Sci Fi is dytopian compared with utopian though. Makes more gripping narratives and people know in their bones it's true, and gradually fiction is becoming reality. What staggers me is so many people actually are stupid enough to vote for it. Edited November 27 by Renton Link to comment Share on other sites More sharing options...
Toonpack 15506 Posted November 27 Share Posted November 27 26 minutes ago, Craig said: Actually my old man was a building society manager and this was indeed part of the application process - getting to know the individuals and making an informed decision on whether it was right to provide them a mortgage - it wasn't just about numbers on a spreadsheet. Conversely, he refused to grant mortgages to people he felt were at risk of falling into repossession territory - he didn't want to be the bloke who'd given them the means to make a family, and in particular, kids homeless. Of course, come the late 80s/early 90s it was all about as selling as many mortgages as they could irrespective of individual risk and because he was a man of principle who refuse to jump on the cunt train, they found a way to dispense of his services after 29 years We only got our first mortgage (1981) because Mrs' brother's mother in law knew someone who worked at a building society, we'd have had no chance otherwise. Today it's all computer says no, back then it was accounting ledger bloke says no. On the subject of repossessions, that's another racket, if a bank repossesses your home you get fuck all, surely once the assett is liquidated the bank get their initial loan back plus accrued interest and surely it should be that any residual balance should go to the homeowner (believe that's what happens in the States). Banks, the markets and billionaires a bigger selection of cunts there has never been. Link to comment Share on other sites More sharing options...
Toonpack 15506 Posted November 27 Share Posted November 27 1 minute ago, Renton said: Not going to disagree on that. There's a reason 85% of Sci Fi is dytopian compared with utopian though. Makes more gripping narratives and people know in their bones it's true, and gradually fiction is becoming reality. What staggers me is so many people actually are stupid enough to vote for it. My Mrs and I often say, if we were younger there's no way (affordability or not) we'd blame anyone for not bringing kids into this world (we wouldn't). They're going to vote for the worst of the worst next election unless the Reform cunts links to Russia and racism are properly exposed, but sadly there's a large proportion of the population that are inherently racist so any such exposure probably won't cut it, but the Russia stuff might. Link to comment Share on other sites More sharing options...
Renton 27739 Posted November 27 Share Posted November 27 (edited) 38 minutes ago, Toonpack said: My Mrs and I often say, if we were younger there's no way (affordability or not) we'd blame anyone for not bringing kids into this world (we wouldn't). They're going to vote for the worst of the worst next election unless the Reform cunts links to Russia and racism are properly exposed, but sadly there's a large proportion of the population that are inherently racist so any such exposure probably won't cut it, but the Russia stuff might. Alistair Campbell pointed out that the racist stuff highlighted against Farage thus week wouldn't shift the dial but it was inexplicable the Russian stuff (Nathan Gill) was barely reported. If Farage is elected, we will literally have one of his [Putin's] men as PM! Media, including BBC, all complicit again, knowingly or unknowingly. Edited November 27 by Renton 2 Link to comment Share on other sites More sharing options...
Toonpack 15506 Posted November 27 Share Posted November 27 46 minutes ago, Renton said: Alistair Campbell pointed out that the racist stuff highlighted against Farage thus week wouldn't shift the dial but it was inexplicable the Russian stuff (Nathan Gill) was barely reported. If Farage is elected, we will literally have one of his [Putin's] men as PM! Media, including BBC, all complicit again, knowingly or unknowingly. The non Reform parties (exc Tories obvs. because they've been up to their necks in it) should make it so it can't be ignored, make it a scandal by whatever means possible, they've got nowt to lose given parliamentary privelege etc. These Reform and MAGA, in the US, cunts don't play by the rules but the other sackless lot think "oh we can't do that, it's just not done" all the while progressively losing more and more because the other cunts do indeed do what's not done. I'd be calling Farage "the MP for Moscow" every time he's addressed, christ! get a suspension from the speaker that in itself would be news. Fuck the nicey nicey Rt Honourable stuff. 3 Link to comment Share on other sites More sharing options...
YorkshireExile 69 Posted November 28 Share Posted November 28 Quote Fuck the nicey nicey Rt Honourable stuff. This. The parties 'on the left' (lol!), ie labour and the lib dems are far too nice and polite. Get out there and call them all racist putin-loving cunts and keep repeating it until it's etched into the psyche of the entire country, and don't be afraid of saying anyone who supports them is also a racist putin-loving cunt. There's a culture war out there, start bloody fighting it! 3 1 Link to comment Share on other sites More sharing options...
spongebob toonpants 5169 Posted November 28 Share Posted November 28 Dunt 's latest Suffice to say he's unimpressed https://iandunt.substack.com/p/budget-2025-this-is-how-you-lose-7e8?utm_source=post-banner&utm_medium=web&utm_campaign=posts-open-in-app&triedRedirect=true 1 Link to comment Share on other sites More sharing options...
Dr Gloom 26304 Posted November 28 Share Posted November 28 4 hours ago, YorkshireExile said: This. The parties 'on the left' (lol!), ie labour and the lib dems are far too nice and polite. Get out there and call them all racist putin-loving cunts and keep repeating it until it's etched into the psyche of the entire country, and don't be afraid of saying anyone who supports them is also a racist putin-loving cunt. There's a culture war out there, start bloody fighting it! well said that man. and make farage and the tories own brexit while they're at it 1 Link to comment Share on other sites More sharing options...
Rayvin 8293 Posted November 28 Share Posted November 28 6 hours ago, YorkshireExile said: This. The parties 'on the left' (lol!), ie labour and the lib dems are far too nice and polite. Get out there and call them all racist putin-loving cunts and keep repeating it until it's etched into the psyche of the entire country, and don't be afraid of saying anyone who supports them is also a racist putin-loving cunt. There's a culture war out there, start bloody fighting it! Any chance you could be persuaded to become a Labour MP? Link to comment Share on other sites More sharing options...
spongebob toonpants 5169 Posted November 28 Share Posted November 28 Just now, Rayvin said: Any chance you could be persuaded to become a Labour MP? They wouldn't have him sadly 1 Link to comment Share on other sites More sharing options...
ewerk 39120 Posted November 28 Share Posted November 28 32 minutes ago, spongebob toonpants said: They wouldn't have him sadly Aye, the child sex offences would probably rule him out. 5 Link to comment Share on other sites More sharing options...
Toonpack 15506 Posted November 28 Share Posted November 28 30 minutes ago, ewerk said: Aye, the child sex offences would probably rule him out. Well there's always the torries. Link to comment Share on other sites More sharing options...
SoHelpMeGod 241 Posted November 28 Share Posted November 28 Reform lol. Farage is an arsonist who flogs fire insurance. So ironic that the party who love to scream about being "Britain first" would be the first in line to bend over and sell us out to Putin. Cunt stands there with a pint and England top on and has people eating out of the palm of his hand. Wish they'd wake up. It's a dirty fight out there. Other parties need to start putting dirt in some eyes. Link to comment Share on other sites More sharing options...
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