wykikitoon 28482 Posted November 10 Share Posted November 10 4 minutes ago, Renton said: Why do you need a 4 bedroom house for 2 people when you're retired. I mean obviously it's up to you, but it's an example of the demographic time bomb we have have with millions of young families and singles/couples not being able to afford any space. Not sure what the solution is but when the time comes I'm downsizing to some amazing location personally. Somewhere like the Lakes where the prices are fucking huge due to second home owners and therefore pricing out locals again? Link to comment Share on other sites More sharing options...
Renton 27740 Posted November 10 Share Posted November 10 5 minutes ago, wykikitoon said: What's the stat on overseas investors owning housing in London and never stepping foot in them and just using them for investing? That's more of a worry IMO. In a way it's worse but the magnitude is far, far less (maybe 20 fold less of an issue). Mainly effects large city centres, especially London, I think. 1 Link to comment Share on other sites More sharing options...
Craig 12325 Posted November 10 Share Posted November 10 3 minutes ago, wykikitoon said: What's the stat on overseas investors owning housing in London and never stepping foot in them and just using them for investing? That's more of a worry IMO. I don't know the specifics, but my Dad was a Building Society manager and changing legislation to allow people to have more than multiple mortgages opened the floodgates for people to take advantage of buying up property for investment, throttling availability and pushing up the prices. Presumably prior to that you could only have a mortgage on a secondary property if you'd paid off the one on the primary? 1 Link to comment Share on other sites More sharing options...
Craig 12325 Posted November 10 Share Posted November 10 20 minutes ago, Gemmill said: I don't have a problem with over 65s having spare bedrooms mind. I've got 2 at the minute, 3 if you count the bedroom that's used as an office for work, and I expect I'll have similar when I'm retired. Having a spare room and a office is fine - I've no issue with that. It's people of pensionable age sitting in 4-5 bedroom properties with only one of them being occupied that's the issue. Link to comment Share on other sites More sharing options...
Renton 27740 Posted November 10 Share Posted November 10 1 minute ago, wykikitoon said: Somewhere like the Lakes where the prices are fucking huge due to second home owners and therefore pricing out locals again? Aye, but I'd live there permanently, not a second home. 1 Link to comment Share on other sites More sharing options...
Craig 12325 Posted November 10 Share Posted November 10 Just now, Renton said: Aye, but I'd live there permanently, not a second home. Funnily enough my Dad has just sold his place, and done so at a significantly reduced price - there is a lot of work needing doing on it though. Initially I'd wanted him to keep it so I could use it as a holiday home in the future and Airbnb it out at other times of the year, but the relationship I have with my siblings is so shit, I'm glad he's selling it now - would hate to have to have dealt with that after he'd passed. Link to comment Share on other sites More sharing options...
wykikitoon 28482 Posted November 10 Share Posted November 10 I don't know what the answer is either. But to punish someone for having 4 bedrooms and you're family have moved out, Maybe your other half has past and you're getting punished for this? It's madness. Some have probably lived there for 40+ years. Have real connections to the community, do a lot for the local community etc. But no, you should be punished because the THATCHER CUNT allowed right to buy. THATS what has fucked us. We now have developers who control the rate of what housing gets released. Lets be honest too, its not housing. Its fucking shite units to sell. The state of them man, 3 Link to comment Share on other sites More sharing options...
Gemmill 62983 Posted November 10 Share Posted November 10 18 minutes ago, wykikitoon said: Somewhere like the Lakes where the prices are fucking huge due to second home owners and therefore pricing out locals again? This is it like. Chances are everyone else wants to move to that "somewhere amazing" and you'll need another mortgage in retirement to do it. The Lakes won't be worth living in 10 or 15 years from now anyway, cos your house will be getting flooded 2 or 3 times a year. Link to comment Share on other sites More sharing options...
Renton 27740 Posted November 10 Share Posted November 10 5 minutes ago, wykikitoon said: I don't know what the answer is either. But to punish someone for having 4 bedrooms and you're family have moved out, Maybe your other half has past and you're getting punished for this? It's madness. Some have probably lived there for 40+ years. Have real connections to the community, do a lot for the local community etc. But no, you should be punished because the THATCHER CUNT allowed right to buy. THATS what has fucked us. We now have developers who control the rate of what housing gets released. Lets be honest too, its not housing. Its fucking shite units to sell. The state of them man, I'm not blaming anyone or wanting to punish anyone, and don't have any solutions. It is part of the generational divide issue we've talked about loads. Part of the solution imo is to impose much more strict inheritance tax and get that money back in the economy. But it's politically unpopular because for some bizarre reason people prefer paying taxes on the work they do. Link to comment Share on other sites More sharing options...
Craig 12325 Posted November 10 Share Posted November 10 10 minutes ago, wykikitoon said: We now have developers who control the rate of what housing gets released. Lets be honest too, its not housing. Its fucking shite units to sell. The state of them man, What fucks me off, and they ALL do this, is they release details of a new development with somewhat of a fanfare with elaborate plans showing areas for community hubs, doctors, dentists, schools etc, but it's always in something like Phase 3 or 4 of the development. Then, as soon as they break ground on Phase 1, the plans are almost instantaneously revised to replaced the necessary infrastructure with, guess what ..... that's right, additional housing! I don't blame the developers per se for this - it's in their interests to make as much money as they can, but the authorities who repeatedly stand by and let this happen again and again and then try to shift the blame onto the developers with "well, they PROMISED us they'd build the schools!" can fuck right off. 1 Link to comment Share on other sites More sharing options...
Renton 27740 Posted November 10 Share Posted November 10 2 minutes ago, Gemmill said: This is it like. Chances are everyone else wants to move to that "somewhere amazing" and you'll need another mortgage in retirement to do it. The Lakes won't be worth living in 10 or 15 years from now anyway, cos your house will be getting flooded 2 or 3 times a year. Its affordable for many if you downsize from a 4 bedroom to a 2 bed cottage like. As for flooding, buy on top of a hill, keep you fit as well. I'm probably going Scotland anyway. Link to comment Share on other sites More sharing options...
spongebob toonpants 5181 Posted November 10 Share Posted November 10 1 minute ago, Renton said: Part of the solution imo is to impose much more strict inheritance tax I'd be for a 100% inheritance task, would lead to a true meritocracy and the country would be awash with money Never going to happen because people don't have the ability to see beyond the end of their front garden 1 Link to comment Share on other sites More sharing options...
Gemmill 62983 Posted November 10 Share Posted November 10 I've got a mate that's been trying to buy around the borders for a while now. But he's a tightarse so their offers over system is not his friend. He's happy to go borderline off grid to get a bit of land too, but so far he's had zero luck. My lass absolutely wants to move to the countryside and get somewhere with some space. I'd be happy to do it. If you've got enough room/money you can always build any extra rooms you want anyway, even as outbuildings. Link to comment Share on other sites More sharing options...
Renton 27740 Posted November 10 Share Posted November 10 1 minute ago, spongebob toonpants said: I'd be for a 100% inheritance task, would lead to a true meritocracy and the country would be awash with money Never going to happen because people don't have the ability to see beyond the end of their front garden Agree 100%. Well, I'd go 50% with a threshold of 20k anyway. In a few generations things would level off. Not going to get voted in though. Link to comment Share on other sites More sharing options...
Gemmill 62983 Posted November 10 Share Posted November 10 Fine with me too, my niece and nephew will get whatever I've got left anyway, unless I have a really great dog that outlives me. Link to comment Share on other sites More sharing options...
Renton 27740 Posted November 10 Share Posted November 10 1 minute ago, Gemmill said: I've got a mate that's been trying to buy around the borders for a while now. But he's a tightarse so their offers over system is not his friend. He's happy to go borderline off grid to get a bit of land too, but so far he's had zero luck. My lass absolutely wants to move to the countryside and get somewhere with some space. I'd be happy to do it. If you've got enough room/money you can always build any extra rooms you want anyway, even as outbuildings. Fuck me. If I sell up and move to PLs stomping ground and find you're my neighbour am going postal. 3 Link to comment Share on other sites More sharing options...
Meenzer 17986 Posted November 10 Share Posted November 10 Toontastic retirement village. Let's pool resources and make it happen. We can solve murders and get Richard Osman to write books about us. 7 Link to comment Share on other sites More sharing options...
Gemmill 62983 Posted November 10 Share Posted November 10 5 minutes ago, Renton said: Fuck me. If I sell up and move to PLs stomping ground and find you're my neighbour am going postal. I'll be further up the hill, pissing down it. Link to comment Share on other sites More sharing options...
Renton 27740 Posted November 10 Share Posted November 10 Something modest like this would do me, love Eyemouth St Abbs area. I found this property on the Rightmove Android app and wanted you to see it: https://www.rightmove.co.uk/properties/166002380 Link to comment Share on other sites More sharing options...
Meenzer 17986 Posted November 10 Share Posted November 10 I love that it has an energy performance certificate. Funnily enough, the rating is "not especially" Link to comment Share on other sites More sharing options...
Monkeys Fist 50627 Posted November 10 Share Posted November 10 42 minutes ago, Meenzer said: Toontastic retirement village. Let's pool resources and make it happen. We can commit murders and get Richard Osman to write books about us. Fyp 1 Link to comment Share on other sites More sharing options...
PaddockLad 22426 Posted November 10 Share Posted November 10 45 minutes ago, Renton said: Something modest like this would do me, love Eyemouth St Abbs area. I found this property on the Rightmove Android app and wanted you to see it: https://www.rightmove.co.uk/properties/166002380 Ayton Castle. I made my debut for Morebattle primary school football team there 1 Link to comment Share on other sites More sharing options...
Renton 27740 Posted November 10 Share Posted November 10 13 minutes ago, PaddockLad said: Ayton Castle. I made my debut for Morebattle primary school football team there St Abbs area ✅ Castle ✅ Extensive Grounds ✅ EPC ✅ Paedo potential ✅ Damn the £14,000 a month mortgage repayments. ... Link to comment Share on other sites More sharing options...
Gemmill 62983 Posted November 10 Share Posted November 10 Watch Labour shite themselves when asked about this. We should be telling the cunt to fuck off. 4 Link to comment Share on other sites More sharing options...
Renton 27740 Posted November 10 Share Posted November 10 12 minutes ago, Gemmill said: Watch Labour shite themselves when asked about this. We should be telling the cunt to fuck off. They probably just shouldn't comment. They're not the BBC and clearly this claim for damages is ludicrous and inapplicable in this country. The irony here of Trump suing anybody over misrepresentation is off the scale mind. Also annoying the BBC let this happen, as if there isnt enough ammo for them. 2 Link to comment Share on other sites More sharing options...
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